Growing Wealth LIVE! Speakers

Frank Miles (Keynote Speaker)

A variety comedian with numerous Las Vegas and television credits, Frank Miles was pronounced dead following a hang gliding accident. After being revived by emergency room doctors, he found himself with some unique new material. True courage — he came to realize — is not facing death in daredevil pursuits; true courage is facing life. Using comic monologues, juggling, music and magic, Miles employs his performance skills to demonstrate the lessons he learned about beating fear. He creates hilarious visual metaphors to illustrate that simple truths shatter self-imposed limits, and he demonstrates ways to confront issues of change and stress. Frank Miles’ keynote presentation, "Laugh at Fear," has been honored with standing ovations from crowds as large as 14,000. At 18, he won the first Best Street Entertainer competition in San Francisco. Miles has appeared on Comic Strip Live, Evening at the Improv, MTV's Half-Hour Comedy Hour and HBO's The Larry Sanders Show with Garry Shandling.

Ron LeGrand (Special Guest)

Ron LeGrand is a nationally recognized real estate expert and trainer with 25 years experience in both residential and commercial properties and a 20-year history of hard money lending and brokering. His experiences include personally buying and selling more than 1,600 single family houses and completing over $300 million in commercial property deals with student partners all over America. He’s obtained current real estate developments across America with market values exceeding $2 billion, all under his control. His properties include office buildings, industrial, commercial, mixed-use, and residential land development, luxury condominiums, marinas, etc. LeGrand is a highly sought after speaker, sharing the stage with leaders such as Donald Trump, Robert Kiyosaki, Rudy Giuliani, Tony Robbins, Larry King, Dr. Phil, Suze Orman, and many others. For the last 20 years he’s been helping thousands of ordinary people take their lives back and create financial freedom by implementing his systems for success as real estate investors.

Robert G. Allen (Special Guest)

Robert G. Allen is one of America's most famous and most influential financial advisors of all time. After graduating with an MBA from Brigham Young University in 1974, Allen began making small real estate investments, transforming his tiny nest egg into a large, multimillion-dollar net worth in a few short years. He shared his powerful system with the public in the No. 1 national best seller Nothing Down, which has sold more than a million hardcover copies and enjoyed 46 weeks on the New York Times best-seller list. Following that success, his other best-selling books include Creating Wealth, Multiple Streams of Income, and The One-Minute Millionaire. For more than 20 years, Allen has been successfully sharing his wealth-building techniques in frequent seminars throughout the 50 states and Canada. A popular television and radio guest, he has appeared on hundreds of programs, including Good Morning America and Larry King Live. He has also been featured in such national publications as The Wall Street Journal, Newsweek, Barron's, Money, and Reader's Digest.

Marshall Sylver (Special Guest)

Harnessing the power of the human mind has been an obsession for Marshall Sylver since youth. Today, Sylver is not only the leading expert in the area of subconscious reprogramming; he is also a recognized master of interpersonal communication. A hypnotist who has entertained audiences on stage and television, Marshall is also a respected business consultant sought by Fortune 500 companies Marshall Sylver is a true hybrid. His production show blends sound effects, pyrotechnics and other special effects with hypnosis. Yet the moniker that may best apply is that of a teacher. "Hypnosis is an educational process. It's like mathematics, it can be taught and yet it has to be taught right," says Sylver, who believes the quality of our lives is directly related to our ability to communicate, both internally and externally.

While Marshall has used his background in hypnosis for entertainment, he teachers personal development, persuasion and influence and has garnered worldwide acclaim. By educating people on the power of subconscious reprogramming, he able to best motivate people to take action in the present moment and change their lives in a positive way forever.

Diana Hill (Special Guest)

Diana Hill is the founder of the National Probate Institute®, which teaches students how to tap into the huge hidden potential of probate real estate. The Institute was created to provide students with education, support, and assistance in understanding the true value of probate. Her preferred approach to probate real estate is to buy and hold with large, positive cash flows and immediate equity. She also has experience with fixing and reselling properties for consistent profits. She serves as a mentor, author, editor of the Probate Insider, speaker at both workshops and seminars, and marketing director. Diana’s probate investing techniques do not require licenses, experience, or a college degree. Literally thousands of real and personal probate property opportunities are available every day across the United States – if you know where to look!

Cherif Medawar (Special Guest)

Cherif Medawar is a real estate investor, speaker, author and founder of the Institute of Commercial Real Estate (ICRE). He is recognized as an authority on the subject of global commercial real estate investing with 100’s of millions worth of assets in his own account. Today he is referred to as a "Billionaire in the making". He is one of the largest single owners of Historical Commercial Properties in the US including US Territories. His retail commercial division has attracted some of the largest and best name brands in the business with Tenants like Sunglass Hut, Puma, Coach, Tommy Hilfiger, Liz Claiborne, Guess and Burberry’s to name a few. Cherif Medawar has a global understanding of the commercial real estate business and his depth of knowledge is second to none.

He is generous in sharing that knowledge through lectures and seminars held in North America through the ICRE. He has a loyal following of individual investors that use his products, tools and expertise to better their financial condition. Currently, Cherif is working with a private national firm to set up a syndicate that can allow private individual investors to participate in his profitable commercial transactions in the Caribbean especially Puerto Rico and the USVI.

Fred Rewey (Convention MC)

As host of Cash Flow 2008/Growing Wealth LIVE, Fred Rewey is certainly a name that everyone knows. He has not only created a successful cash flow company but has educated thousands, as well as authored books on personal finance. Fred believes that Growing Wealth LIVE is an opportunity for you to broaden your horizons — especially in the current economy. Fred will challenge you to "think differently," "fire your mindset," and "follow your heart." And what better place to follow your heart, than San Francisco?

Breakout Session Speakers

Mike Abed

President
Mach 1 Funding Inc.

A Powerful Strategy to Convert Prospects into Clients
We will present a strategy — proven with hundreds of clients over more than four years — that will increase the conversion rate from the normal 10 percent to 20 percent to the high rate of 70 percent to 80 percent. This strategy will enable you to close seven or eight out of 10 deals.

The Ideal Funding Source — Part I
This is the first part of a two-part series on the characterization of ideal funding sources (IFSs) and where to find them. We examine the attitude and behavior, the knowledge and skills, and the policies and practices of an ideal factor (IF). We also discuss what IFSs expect from their consultants, and how to build a good, solid, and profitable relationship with them. We will present a case study of how an IFS deals with a funding request and closes the deal.

The Ideal Funding Source – Part II
This is the second part of a two-part series on the characterization of ideal funding sources (IFSs) and where to find them. We examine the attitude and behavior, the knowledge and skills, and the policies and practices of an ideal factor (IF). We also discuss what IFSs expect from their consultants, and how to build a good, solid, and profitable relationship with them. We will present a case study of how an IFS deals with a funding request and closes the deal.

A graduate of the University of California at Berkeley with a Ph.D. in electrical engineering, Dr. Hikmat (Mike) Abed has a background that includes more than 20 years of business experience in senior executive positions. Mike is a Million Dollar Club member and a master consultant. He is the recipient of ACFA’s 2002 President’s Award. He is charter president of the San Diego Cash Flow Association (SDCFA). He is the founder and president of Mach 1 Funding, which specializes in helping small- and medium-sized businesses.

Jeffrey Armstrong

President/Owner
Armstrong Capital

The Secrets of Paper
This session is a beginner’s introduction to and overview of the discounted real estate note business. From the note consultant’s perspective, you will be shown the basic process of a note transaction, including the seven basic steps. From the real estate investor’s — rehabber, flipper, real estate broker, and so forth — perspective, you will be shown how to create a good saleable note to sell a property quickly and will learn about suggested sale and note structures. We will give you the facts and dispel the myths.

The Science of Marketing
A successful business has an efficient and targeted marketing plan. Marketing is exactly like bass fishing! In an amusing way, you will learn the basics of what a good marketing plan should consist of and some methods of testing your marketing plan to measure its effectiveness.

Jeff Armstrong is the president of Armstrong Capital. Since 1991, as a one-man operation, he has closed more than 1,300 transactions in 43 states. He is a member of the Million Dollar Club, a visiting instructor for the American Cash Flow Institute™, and the author of two best-selling industry books. Jeff also serves as editor of NoteWorthy Newsletter®. As a master consultant and an experienced professional in this industry, he has a sincere desire to help people in the industry achieve success.

JB Banning

President
Money in the Bank

Seven Strategies to Becoming a Millionaire
Do you want to become a millionaire? Does the prospect of having financial freedom excite you? Would you like a proven system to guide you there? If you said yes to these three questions, you will want to be in JB Banning's class on the Seven Strategies to Becoming a Millionaire!

JB Banning went broke in 1999 and bankrupt in 2000 when he found himself $265,000 in debt. He paid all that money back, thanks to the cash flow industry, and in 2005 was inducted into the Million Dollar Club and became a millionaire in real estate holdings. He currently manages real estate holdings for 10 companies, and still holds and sells real estate notes and mortgages through Money in the Bank.

James Beutel

Senior Vice President, Sales & Business Development
Sun Capital Group – the Premier Sponsor of Cash Flow 2008: GrowingWealth LIVE!

Medical Factoring
Many healthcare providers use debt as their primary source of working capital. In today’s financial environment, debt financing is becoming more difficult to obtain and more expensive. Factoring can be a good alternative source of working capital for many healthcare providers. The intent of this session is to provide attendees with an overview of medical factoring and how to recognize and capitalize on these opportunities.

James Beutel, in his position as senior vice president of sales and business development is responsible for strategic development and implementation of a comprehensive sales program to increase the accounts receivable portfolio of Sun Capital Healthcare, Inc., and manage the business development staff for Sun Capital Group, Inc. Beutel brings more than three decades of sales and marketing experience to SCG, serving in many leadership capacities for privately held and public companies.

Ralf Bieler

Co-founder and Instructor
The MicroFactor Academy

Marketing Magic – Starting SMART, Getting WEIRD, and keeping it SIMPLE (Part I)
You will discover the most powerful marketing "secrets" and learn how to use them to your advantage to achieve ongoing marketing excellence and success in your own business with surprising ease and on a shoestring budget. If you are new to marketing or if your previous marketing efforts have not produced the desired results, this is a "must-see" session you don’t want to miss. This first part of the two sessions will show you exactly what to do – and equally important – what NOT to do.

Marketing Magic – Starting SMART, Getting WEIRD, and keeping it SIMPLE (Part II)
You will discover the most powerful marketing "secrets" and learn how to use them to your advantage to achieve ongoing marketing excellence and success in your own business with surprising ease and at a shoestring budget. If you are new to marketing or if your previous marketing efforts have not produced the desired results, this is a "must-see" session you don’t want to miss. This second part of the two sessions will reveal how to do it right, so even a marketing novice will look like a seasoned pro.

Looking For a Highly Profitable Business and Investment Opportunity? 224,000 Reasons Why This Might Just Be The One!
If you are looking for a chance to become a successful entrepreneur or to diversify your existing investment portfolio, come join me on this exciting tour, exploring the fascinating opportunities within the little-known yet highly rewarding world of micro-factoring. Discover how you can help others achieve their goals and make money at the same time with a business you can also enjoy part-time or full-time. Learn how you can profit from advantages typically associated with owning a franchise — without buying one — without all the hassle and costs. Or perhaps you are just looking for financial freedom or want to leave a legacy your children can continue? Or a business you can run together with your spouse or partner way beyond your "official" retirement? Whatever your motivation is, this unique session will introduce you to a phenomenal opportunity you may not even have considered yet. If you like a real, no-nonsense business and investments with double-digit returns, this is the session you don’t want to miss.

Ralf Bieler is one of the principals and the CEO of Multiple Funding Solutions Inc., a Florida corporation that specializes in providing factoring and purchase order funding to small businesses. He is the president of the iChapter and vice president of the local ACFA Chapter of the Palm Beaches in South Florida, a member of the Million Dollar Club, a Master Consultant for factoring and PO funding with a specialty in marketing, a frequent writer for Growing Wealth™, and the author of the book Marketing Magic — The Bigger Bang for the Smaller Budget. Ralf and his wife, Flor, are co-recipients of the 2006 ACFA President’s Award.

Larry Bledsoe

Master Consultant
Diversified Funding Services

Temporary Seller Financing, a.k.a. The Simultaneous Close
The Simultaneous Close is not what it used to be — but it is still available. To make it work for you and your clients, the Simo must be structured to meet new funding guidelines. This session will focus on the current guidelines, structure, and credit requirements needed to design a doable deal.

The People Side of Business — Introducing Communicating Styles Technology, A Better Way to Communicate and Relate
This session will introduce the basic concepts of Communicating Styles Technolgy, a powerful style-based communication system that helps users development and manage professional and personal relationships and communicate more effectively. Learn why you get through to some people and not others; how to avoid the adversary trap; and how your strengths may become your biggest weaknesses.

Get What You Want by Becoming a Problem-solving, Solution-providing Machine
This session will introduce the four basic steps to engineering an agreement and show you how to position your product, service, or desired outcome as a win-win solution for the other person. This powerful, four-step influencing model lets you control any conversation or deal negotiation and increases your chances to get to yes in a timely, professional manner. From the opening to the close, you will be in control.

Larry Bledsoe, president of Diversified Funding Services, is a Master Consultant and Million Dollar Club member. He is the 2005 recipient of the ACFA President's Award. Larry coaches new cash flow consultants and provides guaranteed top-dollar pricing and service on real estate notes.

Gary Bras

President
Bayside Capital Group

How to Build a Winning Referral Network
Learn proven methods of how to build a winning referral network and how to tap into other professionals’ circle of influence.

Gary J. Bras is president of Houston-based Bayside Capital Group. Gary is a member of the American Cash Flow Association™, a Certified Cash Flow Consultant, a Certified Capital Specialist, and a Certified Mortgage Investor.

Alan Brymer

President
Key Elements Training

Cut Your Working Time by 50%-80% With a Personal Assistant
How to hire, train, and manage a personal assistant to work from a remote location and reduce your workload by 50 percent or more. Ideal for home-based businesspeople who want to free themselves up to do the most important things, make more money, and have a life again!

Alan Brymer is the creator of The Assistant Who Pays Their Own Salary and the founder and president of the Utah Valley Real Estate Investors Association. He has been a full-time investor since his first property at 22. By creating a structured, organized approach to his business, Alan has raised millions of dollars in private funding and has become an expert in creative real estate transactions.

Jeff Callender

President
Dash Point Financial

How I Run My One-Person Factoring Business
Factoring small receivables can be a lucrative business with high returns, but you need to know how to manage the business with minimal overhead. In this session, you’ll learn how a well-respected small ticket factor has run his company year after year with no employees. Discover how current technology, outsourcing, and common sense can enable you to manage a full portfolio of clients without the expense and complications of employees.

Top 10 Insights about Factoring Prospects
This session provides straightforward, helpful guidance about one of the most important aspects of running a factoring business: Considering whether to accept a prospect as a new client. Whether you’re a small ticket factor or a factoring consultant, some of these 10 points will surprise you, some will amuse you, and all will educate you. Here is more excellent material you won’t want to miss by the person who has helped numerous small factors get started.

Jeff Callender is an author, speaker, publisher, president of a factoring company, and software developer. He became a certified factoring specialist in January 1994, and soon began purchasing small receivables. He joined the Million Dollar Club in 1996. He has been a speaker at conventions since 1995. He is the author of numerous books on factoring small receivables, and is the developer of FactorFox, an online database created especially for small factors. He hosts several Web sites, including DashPointPublishing.com, SmallFactor.com (which includes a free listing of more than 100 small factors in North America), DashPointFinancial.com, and FactorFox.com. Jeff’s factoring company, Dash Point Financial, factors very small accounts and provides consulting services for small factors. He is the 2004 recipient of the ACFA President’s Award.

Howard Chernin

Senior Vice President
Quantum Corporate Funding, Ltd.

Construction Factoring
Construction Factoring is the hottest area of growth right now. The government is spending hundreds of billions of dollars rebuilding our infrastructure. Do not miss this session. Howard will teach you things you won’t believe.

Howard Chernin is senior vice president of Quantum Corporate Funding, Ltd., a nationwide asset-based lender and factor in New York City. He is a member of the National Association of Mortgage Brokers, the Commercial Finance Association, the Construction Financial Management Association, and the International Factoring Association. He is also a corporate member of the Million Dollar Club.

Kevin Clark

Managing Director
Clark Capital Group, LLC

How to Make Big Money with Hard Money Loans
Learn the techniques and secrets of how to make big money with hard money commercial and residential mortgage loans. As a CCFC, you have seen these deals come your way for years. Now is the time to earn from them. Let Kevin S Clark show you how.

Kevin S. Clark, managing director of Clark Capital Group, LLC, was a visiting instructor for the American Cash Flow Institute and is a corporate member of the Million Dollar Club. He has more than two decades of experience in the nonconforming commercial real estate loan industry. Kevin’s efforts have helped make hard money lenders for commercial real estate a major force in the marketplace, and his knowledge and skills have won him speaking invitations from associations nationwide. Kevin’s training manual, Making Money with Hard Money, has helped many consultants earn huge fees with commercial hard money loans. He is regularly sought out for his views on commercial mortgage topics.

Justin Dock

Business Development Manager
The Entrust Group

Cash Flow Investments in Your Retirement Plan
Invest in any cash flow with your self-directed retirement plan. Learn the critical information you need about self-directed IRAs: What investors must know to take advantage of the Pension Protection Act of 2006 and why 2010 is the most important year in your financial life! Learn how to buy private placements, businesses, commissions, and more in your retirement plan. Also learn about international investing, the top areas to consider when investing overseas whether you use your retirement plan or other funds.

Justin frequently speaks to groups across the Bay Area and has taught thousands of investors through CE, CPE, and CLE courses. Prior to joining Entrust, Justin has worked with the largest financial institutions in the world. Fidelity Investments, Morgan Stanley, and UBS. Through education, Justin hopes to teach people how they can truly self-direct their retirement funds into investments that they know and trust.

Henry Dvorken

President
Courtman Mortgage Services

23 Ways to Buy a Mortgage Note
Discusses the various ways in which you can buy a mortgage note.

Before brokering mortgage notes, Henry Dvorken was a highly acclaimed participant in the real estate industry for more than 25 years. Henry has been brokering mortgage notes since 1985. He has written three books, Making Money with Mortgage Notes, Creative Financing, and Sallee-Bop-T-B.

Gina Frame

Assistant Manager Sales and Marketing
Monterey Financial Services, Inc.

How to Earn a Lifetime of Commissions in Consumer Financing
Consultants will learn the ins and outs of the consumer finance industry and discover sales and marketing techniques for attracting consumer finance business.

Gina Frame has been with Monterey Financial since July 1995. Her responsibilities include developing marketing strategies for new sales development. Before holding her current position as assistant manager, Gina worked in the sales, collections, billing, and finance divisions at Monterey.

Allen Frederic

President & CEO
Gulf Coast Business Credit

Recognizing Business Opportunities and Converting Opportunities Into Income
Recognizing business opportunities will concentrate on where in the capital markets particular deals should be placed. Deal profiles for asset based lenders, factors, equipment leasing companies, banks, venture capital companies, SBA lenders, and others will be discussed. The focus of this topic is to help the cash flow professional look at a deal quickly to determine which sector of the financial industry the deal should be referred, helping the cash flow professional operate more productively and efficiently — and increase his/her income opportunities.

Allen Frederic is the President and CEO of Gulf Coast Business Credit, a division of Gulf Coast Bank & Trust Company New Orleans, recourse factoring company located in New Orleans, and one of the 25 largest factoring companies in the United States. He has had several articles published in trade magazines and serves on the faculty of Louisiana State University and the University of New Orleans.

Mary Fry

Remember Greeting Cards

Want to Dramatically Increase Your Referrals and Retain Clients/Customers?
Be able to market to one customer/client or 100 plus in less than five minutes and for about a $1 per customer/client. Would you like a system that helps remind you to follow-up with new contacts and existing relationships? Be able to organize your contacts and send a handwritten note with your own signature, company logo, or photograph? Learn how to use one of the best marketing tools, referral generators, and best customer retention mechanisms in the world and make your business stand out above the rest. This system and approach is an innovative way for the consultant to market to all cash flow streams. This is a must see for all new and seasoned business entrepreneurs. Mary will be speaking with Gayle-Marie Merrill.

Mary Fry is president of Cutting Edge Capital, LLC and one of the two principals of Remember Greeting Cards. She spent over 25 years in marketing, customer service, and project management before transitioning into the cash flow industry. Mary has been a CCFC and broker for over three years. She is a dynamic leader, entrepreneur, and team builder. She enjoys mentoring, coaching and providing marketing strategies to CCFCs and other entrepreneurs.

Wes Fue

CEO and Founder
Ross Consulting

Motivating Today's Workforce — Generation Xers and WHYers
Today's workforce is like no other. Thirty-somethings need more involvement in decision-making and have grown up in an environment of recognition for simple participation —- not necessarily for performance excellence. Twenty-somethings present even more of a motivational challenge because of their generation's tragic exposure to terrorism in their own schools and the workplace. We'll help you find ways to address these challenges.

Government Contracting — A Basic Overview from the Government Perspective
This course will expose you to how the government decides to contract or bid out services and product needs. You will hear a former federal manager provide useful insight into how the decision is made to outsource via contract, why small and large businesses are so critical in consideration of the final bid selection, and what some of the "insider" information is on how to get your business information in front of the actual decision-makers.

Wes Fue, CEO/founder of Timberwolf Enterprises, dba, Ross Consulting, spent 29 years working for the federal government in a variety of positions as a senior executive and decision-maker before retiring from federal service in April, 2006. Throughout his career, Wes was a contracting officer technical representative that initiated statements of work, created and led business process improvement teams, identified and selected private companies and small business vendors, and negotiated contracts for interagency agreements. Upon retirement from the federal government, Wes founded Timberwolf Enterprses with a focus on providing consulting on organizational development, leadership, supervisory survival skills, team building and homeland security issues. Wes joined the B2G team in October 2007 as an instructor/mentor.

James Giordano

CEO
Cambridge Management Group

Pre-Settlement Lawsuit Funding: Industry Overview
Step-by-step review of the fastest growing cash flow industry segment; the lucrative products offered within it; and financial safeguards protecting you, the plaintiff, and the attorneys.

Pre-Settlement Lawsuit Funding: Consulting Opportunities and Marketing Techniques
A comprehensive evaluation of the industry players and the plaintiff audience — how to reach them and how to maximize your marketing and advertising profits in the pre-settlement industry.

Attorney Disbursement Funding: Reduce Lawyers Risk and Increase Your Portfolio
Learn more about the pre-settlement funding industries newest, most lucrative product — how to market it and how disbursement funding can take your business to the next level.

James Giordano, president of Cambridge Management Group, LLC leads the business development and financial strategic direction for the firm. A graduate of Harvard College, James is an entrepreneur with expertise in the structuring of complex financial transactions and risk management. As one of the forerunners in the legal finance industry, he started CMG in 1999 after realizing the tremendous need for pre-settlement and attorney financing. Since the inception of CMG, James has strengthened the industry as it exists. As a founder and president of American Legal Financial Association (ALFA), James unified the legal finance industry. With a national membership, ALFA is responsible for regulating, anticipating and responding to issues arising in the emerging legal finance industry, especially in areas related to ethical and transparent business practices.

Adiel Gorel

CEO
President and CEO
ICG Real Estate Investments

Leveraging The Current Real Estate Market Conditions
Demographic trends projected for the next decade; What makes some mortgages in the United States so special; Investing well even when you are extremely busy; Setting up your kids' college education with real estate investments; Setting up your retirement with real estate investments; Financing and cash flow issues for the coming years; The type of properties we should buy; Property management made safe; Safety issues and considerations; Appropriate use of IRA funds for real estate investing; Tax considerations, 1031 exchanges, etc.; Builder's discounts vs. Foreclosures; Current growth markets, current down markets - how to profit from both; Demographic trends projected for the next decade; Exit strategies in real estate investing.

Adiel Gorel is the CEO of ICG, a prominent real estate investment firm in the San Francisco Bay Area. Since 1983 he has successfully assisted thousands of investors with purchasing U.S. properties. Through ICG he has personally invested in hundreds of properties for his own portfolio and was involved in the purchase of more than 5,500 properties for ICG’s investors in several major cities. Adiel holds a master’s degree from Stanford University. His professional experience covers management and director positions in firms including Hewlett-Packard, Excel Telecommunications, and biotechnology firms.

Martin Granoff

President
Granoff Enterprises

Acquiring Future Payments from State Lottery Winners, Structured Settlement Annuitants, and Contest Winners:
You Have No Idea How Large This Business Really Is
Prospecting to find and acquire future cash flows through state lottery winners, structured settlement annuitants, and contest winners.

Contest Winnings Paid Out Over Time: Finding Them and Acquiring Them
Have you watched TV game shows with $1 million-plus winners? Have you read or heard about successful half-court basketball shots with similar prizes? How about the hole-in-one $1 million prize? Learn how you can be a winner through most of these opportunities for acquiring future payments.

Since 1992, Martin S. Granoff of Granoff Enterprises has helped existing state lottery winners, structured settlement annuitants, and contest winners convert some or all of their future payments into a lump sum of cash. His extremely low overhead operation results in the best possible prices being paid.

Craig Grella

President and CEO
Cornerstone Funding Services

Commercial Real Estate Investment Analysis
In this seminar you will learn:

• The difference between residential and commercial property
• Where to find great commercial real estate deals
• Sources of commercial real estate financing and the advantages and disadvantages of each
• How banks work
• Creative financing techniques
• How much you can borrow and what will it cost you
• How to choose your lender
• How to underwrite your loans
• How to prepare and submit your loan request

Craig Grella is one of the founders of Cornerstone Funding Services Inc. and shares in the vision to demystify the process of commercial real estate financing for investors and developers. Working as an engineer with several national developers, Craig became aware of the challenges of commercial financing. He transitioned from designing projects to helping finance them. He became a senior loan officer with several residential and commercial financiers responsible for originating loans to homeowners, developers, and investors wishing to expand financing opportunities beyond the traditional lending institutions. He understands the market thoroughly and has worked creatively to help his clients understand all the options they have when purchasing, developing, refinancing, or selling their property.

Shawn Hanks

Sales Director
Duvera Financial

Consumer Financing: The Untapped Market
Understanding the business to consumer marketplace and how to develop residual commissions from the various income streams that consumer financing can provide.

In a country awash with banks, asset based lenders and factors that are all competing with brokers to lend on or purchase commercial accounts receivable, the Consumer Receivable Finance Industry stands out by having only a handful of institutions willing to finance the multi-billion dollar industry of businesses-to-consumer (B2C) sales.

Shawn Hanks has been with Duvera since its inception and has been serving the cash flow industry for the last nine years. He has over 20 years of sales and marketing management experience, including new business development, strategic planning, and executive high-profile sales. He has produced above-quota production in high-profile sales and client management for corporate giants such as Paychex, Equifax, and ITT.

Diana Hill

Founder/Probate Expert
NPI

Probate Investing — The Process
Introduction to the probate process.

Diana Hill is the founder of the National Probate Institute®, which teaches students how to easily tap into the huge hidden potential of probate. The Institute was created to provide students with education, support, and assistance in understanding the true value of probate. Now the president of RDH, LLC dba, Real Products, she takes her 18 years of experience and creates products and services that will help students achieve their goals. Her contributions included mentoring students, being author and editor of the Probate Insider, speaking at both workshops and seminars, and acting as marketing director. Her preferred approach to probate real estate is to buy and hold with large positive cash flows and immediate equity.

Michael Hilton

Chairman
Brookridge Funding Corp.

Purchase Order Funding
This session will cover what purchase order funding is and how it compliments factoring, how it works, who can use it, and how to market it. We will present case studies of successful transactions.

Michael Hilton is co-founder and chairman of Brookridge Funding Corp. Before founding Brookridge, he had extensive experience in operating companies in the financial and service industries. He is also an officer of the CT Turnaround Management Association and a member of the Million Dollar Club.

Philip Hochstein

CEO
CAPS Interactive Corp.

Obtaining Large Scale Profits by Providing or Obtaining Real Estate Funding for Commercial Projects
Fortunes have been made by obtaining funding under the right terms for both developers and real estate investors. Financial intermediaries, such as cash flow consultants, attorneys, accountants, and mortgage brokers, have made lots of money by providing and/or leading others to funding sources during difficult times. Whichever side you are on, needing or providing, this session will teach you how to set up successful business deals. From finding funding sources to structuring proper deals, this session could be indispensable to your success if your "playground" is real estate!

How to Use the Current Crises in Business Funding to Provide or Obtain Dollars for Equity and Venture Capital Funding
Today’s economy leaves businesses floundering for cash. Whether you own a company on the way to success or are a business professional seeking to lead your client to funding resources, successful funding efforts can make or break even a budding Microsoft. This session will show you how to meet the funding needs of your company or those of your clients if you are a business professional. It will examine how to analyze and structure deals to obtain capital. Business intermediaries can make lots of money by leading their clients to money, and company owners can achieve large scale success if they can avoid undercapitalization!

Philip Hochstein has been involved in private venture capital funding for more than 25 years. During that time, his experiences have increased his corporate network to cover not only the United States but also Europe and the Caribbean. During the last 10 years, his offices in the Empire State Building have handled just about every type of project imaginable, from early-stage development to mezzanine funding before going public.

Robert Hodgins

President and CEO
Virtual Money Inc.

Growing Wealth with Virtual Money
Virtual Money Inc. is a highly sophisticated, privately held debit card processor and marketer, with agents and cardholders in more than 130 countries. Its signature product, the Virtual Money Card, was first developed in the 1990s and is setting the standard for the global debit card market. Often copied but never equaled, Virtual Money is again pioneering new frontiers in the digital movement of money. Learn how you can join our team in helping millions of people worldwide, while at the same time earning generous residual income from this billion-dollar industry.

Virtual Money 101
Now that you know how to "grow your wealth" with Virtual Money, what’s next? Learn how to use this incredible tool to raise funds for your favorite church, charity, school, hospital, or other worthy cause. Learn how you can do payroll from the beach with a laptop or a cell phone. Learn how students can use this "reloadable, overdraft-proof" Virtual Money Card as a combination ID card and dorm key. The worldwide applications are endless. The only thing missing is you. Come learn how you can participate or even retire in style; the choice is yours.

Robert Hodgins is a businessman with decades of experience in forming, directing, and marketing companies. From working with everything from a startup venture to a large construction business, this speaker has developed a sense for economic foresight and marketing acumen that will astonish you with the simplicity of the way the common person can be brought into a world of digitized money.

Jason Jones

Owner
Prosper Real Estate Investments

Asset Protection — Protect Your Assets From Lawsuits and Keep More of the Money You Make!
Why do we need asset protection? What is asset protection? Learn the answers to these questions, plus learn about building a strong foundation for your business, corporations, LLCs, and trusts. Learn to live the corporate lifestyle for maximum deductions.

Jason Jones earned his degree in business and finance in his home country of England. He became one of the youngest bank managers for Abbey National Bank in England and a certified financial planner. Yearning for the opportunity the United States offered, Jason became general manager for a California financial services company. There he learned about asset protection and offshore trusts. Relocating to Las Vegas, he worked for a company specializing in setting up corporations, LLCs, and trusts. Jason felt that asset protection was a great tool for investors. He took the Robert Allen class and became a real estate investor. Jason focuses on foreclosures and commercial buildings in high cap rate cities. His real estate profits are in the millions.

Edwin Kelly

Director of New Business Development
Equity Trust Company

Accelerating Wealth Through Self-directed IRAs
Equity Trust Company is the nation's leading custodian of self-directed retirement accounts, providing our clients with complete control over their financial future. In addition to traditional investments, such as stocks, bonds, and mutual funds, we allow our clients to invest their retirement account in real estate, promissory notes, tax liens, and more; which in turn creates tax-free or tax-deferred profits for you. We are the first provider to offer self-directed health savings accounts (HSAs) that can be invested in the same manner as an IRA account. We have a plan that can work for every type of investor. Diversify your portfolio and have complete control and flexibility to invest your IRA and HSA accounts in assets you know and understand.

Tap Into a $2.4 Trillion Funding Source Using IRAs and 401(k) Plans
Find out how to turn $20,000 into $650,000 tax-free in two years, using an Equity Trust Company self-directed IRA and create your own private bank with unlimited funds for your real estate deals.

Edwin Kelly is head of business development and national spokesperson for the Equity Trust Company, an affiliate of Mid-Ohio Securities, founded in 1974. Edwin joined Equity Trust Company in 2005 to create and oversee a new business development division. Edwin’s primary role is to work with investors to help them gain a greater understanding of the advantages of self-directed investing through self-directed retirement plans.

Kenneth Kisner

Accelerated Funding Co.

Understanding 100 percent LTV Large Project Funding: The Smallest Commission We Can Pay Is $50,000
Proven 100 percent LTV funding sources offer European-style SBLC guaranteed loans to "nonreceivable" principal structured financing, fast-track private investor joint venture loans, credit-worthy loans for no documents, fast closings, and more! $10 million up! You just bring us the potential client, and we do the rest. You are always fee-protected. Great new revised programs for 2008!

Kenneth Kisner has been in the real estate profession as a principal consultant for 45 years. He has owned Heritage Realty Co., Kendix Enterprises, Inc. and Heritage Homes Inc. He presently lives in Prescott, Ariz., and owns Buyers Consultant and Exchange and Accelerated Funding Co., and works with European "specialty" finance sources. Kenneth is currently president of the National Council of Exchangors, a national exchange organization with approximately 300 members.

Richard Kort

Regional Vice President
The Hamilton Group

How to Sell Factoring in Good Times and Bad
Whether the economy is on the upswing or teetering on disaster, factoring is the one financial tool for business that will always be needed. In this session you'll learn techniques on prospecting for clients during good times and bad, as well as selling factoring as a financing tool for new and growing companies, as well as for companies in distress.

Richard Kort is currently a regional vice president with The Hamilton Group, a Syracuse, New York-based factoring company, serving the small to middle-market business community throughout the U.S. He has more than 15 years of experience in the factoring industry, helping both growing and financially challenged companies enhance their cash flow and profitability. Before his association with The Hamilton Group, Richard was CEO of the California office of Bibby Financial Services Ltd., the U.K.’s largest independent factoring company. Richard has also held CEO, senior management, and shareholder positions at two other factoring companies, serving similar clients.

Robert Kort

Regional Vice President
The Hamilton Group

How to Select the Right Factor for Your Client
Your job doesn't stop once you've found a prospect. Now you have to match that prospect's needs to the right factor . . . And the amount of your commission is not No. 1 on the list. In this session, you'll learn how to identify critical needs of your client and how to determine which factor will best service that account in order to achieve a win-win-win situation for you, the client, and the factor.

Robert Kort is currently a regional vice president with The Hamilton Group, a Syracuse, N.Y., factoring company serving the small- to middle-market business community throughout the U.S. He has more than 12 years of experience in the factoring industry, helping both growing and financially challenged companies enhance their cash flow and profitability. Before his association with The Hamilton Group, Robert was vice president of the California office of Bibby Financial Services Ltd., the U.K.’s largest independent factoring company. Robert has also held senior management and shareholder positions at other factoring companies, serving similar clients.

Fred Leder

Vice President, Business Development
Sun Capital Group – the Premier Sponsor of Cash Flow 2008: GrowingWealth LIVE!

Overcoming Objections for Factoring Transactions
This class discusses dealing with, and properly addressing, the most common objections which arise during a presentation to a potential factoring client. Both seasoned professionals and novice consultants can benefit from this in-depth and highly practical class.

Fred Leder, upon graduating from New York University in 1970, began his career as an educator for New York City schools and served as a teacher for 14 years. Shortly thereafter, he entered Wall Street as a bond trader for a large regional securities firm. His entry into the cash flow industry began with factoring, and he currently serves as vice president of business development at Sun Capital HealthCare, Inc.

Ed Lisogar

President and CEO
National Capital Corp.

Power Closing Techniques…Learning the Secrets to Huge Profits in the Cash Flow Industry
A detailed discussion on how to increase your "kill ratio". Learn how to determine and provide exactly what the seller needs, how to assemble the proper written presentation, and most important, how to minimize the discount — even present a zero discount offer. The insider secrets of 14 years and thousands of successful transactions will be on display in this exciting hour with NCC president Ed Lisogar.

Ed Lisogar is president of National Capital Corp. in Scottsdale, Ariz. He is a major funding source for a wide variety of debt instruments in the United States. Ed is a graduate of the American Cash Flow Institute, an industry master consultant, the inaugural member of the industry’s Million Dollar Club, a speaker at several national conventions, and the author of two best-selling books on the cash flow industry.

Jeff Long

CPA, Branch Development Manager
Financial Resources Inc.

Making Money Mixing Residential Loan Originations with Private Mortgages
We will show you how you can make money with loan originations. We will also show you how to buy private mortgages with our special "buy while refi" program.

Earn Big Commissions with Commercial Loan Originations
Come see how offering commercial loan services to your clients can make you big money. Learn the nuts and bolts of commercial loans in this session

CPA Jeff Long has been with Financial Resources Inc. since 1993. He is the director of commercial lending and private mortgages, and can help you with your commercial loan requests, residential loan requests and private mortgage transactions. He is also the branch manager of one of the company's Oklahoma offices, and he serves as the liaison for cash flow consultants.

Kerry Lucas

President
Majestic Financial Group

Simultaneous Closes
Learn how to sell the property easier by doing owner financing and sell the owner financed note right at the closing.

How to Make Money in a Down Real Estate Market with Income Producing Properties
There are many income producing properties that will yield good residual income in any type of market. All you need to do is know where to look for them and how to structure the deal. A down market creates great low prices to buy in at and an up market will give both income and appreciation. We will show you how to succeed in any market condition.

Kerry Lucas received his bachelor of arts in business administration from Florida State University in 1979 and his master’s in business administration, finance, and marketing from Florida State University in 1981. Kerry has been actively involved in the buying and selling of privately held notes. Kerry developed his own successful mortgage note business in 1991.

Brad R. Magill

Senior Vice President
Rexford Funding, LLC

How to Market Your Factoring Business
Attendees will learn how to market their factoring consultant business. They will learn prospecting methods, presentation skills, and other aspects of marketing that will enable them to be successful in the factoring arena.

Brad Magill is a lawyer and a CPA. He has spent the last 10 years in finance, where he has used his operational experience and direct marketing know-how to pioneer new marketing initiatives for commercial finance companies. Brad began focusing on factoring as a specialty four years ago. He initially started as a cash flow consultant and parlayed that experience into his current role as senior vice president in charge of Rexford Funding's national broker network, national marketing initiatives, and Rexford's East Coast Regional Office.

Jen Matlock

President
Central Florida Property Solutions, Inc.

Investing in the Hottest Real Estate Markets in the Country
As some of the country finds itself in a real estate slump, there are pockets of the country that are still going strong, and opportunities to profit are abundant. This session will uncover the 10 hottest real estate locations in today's market, as well as the best strategies to acquire and manage property long distance.

Profiting from Long Distance Real Estate Investing!
Many real estate investors are finding themselves in slumping real estate markets but still wanting to invest in real estate. This session will teach strategies to invest in the best real estate markets in the country without having to be there to oversee the projects. This session will cover team building, obtaining funding, and managing property long distance.

Jen Matlock's career in real estate began while she was teaching high school. As a public school teacher, she realized that if she were ever going to reach any of her financial goals, she would have to supplement her teacher's salary. So, she began purchasing distressed properties, rehabbing, and renting. Her business became so successful that in 2002, she relocated to Florida to invest in real estate full time. She got her real estate license while investing in Florida, continuing her investments in Texas, Iowa, and Illinois. While still focusing on rehabbing houses, which is her specialty and passion today, Jen is branching out into multi units and cash flow properties. Throughout the last few years, Jen has taught thousands of students how to obtain their financial and personal goals, and wants to help as many people as possible become financially independent.

Gayle Marie Merrill

Our Marketing Tool

Marketing and Networking to Get Yourself All the Referrals You Can Handle
This Marketing Tool is so dynamic, you can use this with any niche you are working with. Are you losing business because you are not in regular contact with your clients and/or customers? Do you have good intentions for personal communication with them and can’t find the time? Our Motto: People will forget what you said, they will forget what you did, but they will never forget how you made them feel. For the cost of $5 per-year-per-client, you can make your clients feel special and appreciated, and they will never forget you! Do you want all the referrals you can handle right now? Come and see how easy it is for any niche you are working with to be successful. Gayle will be speaking with Mary Fry.

Gayle Marie Merrill has been a fellow ACF consultant/broker for more than five years. She has enough energy to power a small fleet of motor vehicles. It is a fuel that burns full-throttle. Ignited by the heat of her passion to help fellow consultants, Gayle Marie’s marketing program brings out the most in anyone’s marketing strategy. This tool will give you more business than you ever imagined.

Daniel Moore

Contract Management Consultant
Design To Deliver, Inc.

Federal Marketplace
Learn some of the special features of the federal marketplace in this valuable speaker session.

Dan Moore is a contract manager with 42 years of experience in the federal government arena. He has managed major multi-million dollar contracts with numerous federal agencies. He has an in-depth understanding of all aspects of the federal acquisition process and is experienced in managing GSA schedules, GWACs, IDIQs, and other contract vehicles.

Todd Morgan

Freedom Financial Services

Fast Track to Fortune – The Ultimate Subject to Investing System
Subject-to-investing: Your fast track to fortune. Todd unveils his simple, proven, step-by-step system on how to buy undervalued properties at huge discounts without large down payments, bank approvals, or even good credit!

Todd Morgan is one of America’s Premier Real Estate Investing Trainers having coached hundreds of students in his mentorship program. Todd has done hundreds of deals and is the President and Founder of the Real Estate Wealth Academy. Between speaking and mentoring Investors, Todd operates a buying and selling real estate enterprise, Fast Homebuyers which Todd is founder and president. Fast Homebuyers is a real estate investment company that buys and sells 2-5 properties subject-to the existing financing. Todd does a combination of quick sales, lease options, and buy and hold.

Michael Morrongiello

General Manager
Sunvest International Inc.

Paper into Cash - The Convertible Currency
Don’t just survive the credit crunch — thrive during changing market cycles! Discover how to create effectively marketable real estate secured notes that can easily and readily be converted into a cash lump sum. Become your own "subprime" lender. With Wall Street no longer buying certain loans, qualifying criteria becoming stringent, and the real estate markets softening, you can fill the void in the marketplace with the right knowledge by offering seller-financing for both the acquisition and disposition of properties.

Michael T. Morrongiello is an active investor who specializes in real estate and real estate paper investments. Widely known as having one of the most knowledgeable and creative minds in the paper business, Michael started creating paper as a result of his own real estate investment activities in the early 1980s. Over the years, he has bought, sold, or held for investment multiple properties in several states and thousands of real estate-secured mortgages, securing all types of residential properties, apartments, mobile home parks, office buildings, development land, businesses, and commercial property. He has conducted business in every state in the country, from Alaska to Hawaii and Florida to California. His tips, tricks, and traps articles often appear in industry publications.

Eric Myers

Director of Business Development
Transfac Capital, LLC

The Freight Broker Niche
The freight broker industry is one of the fastest growing in the U.S. While freight brokers do not require a lot of capital, they do require significant cash flow. That is where your skills as a cash flow professional can assist owners of freight brokerages. Many finance companies do not want to deal with freight brokers. During my session, I will show you how to make a freight brokerage work for the finance company, the broker, and the cash flow professional.

Eric Myers has been selling and marketing financial products for the better part of the last 15 years. With Transfac, Eric has helped double the book of business in just six months through the referral model and increasing brand awareness. Before joining Transfac in June 2006, he worked with Flying J for five years, most recently as eastern director of business development for Flying J’s bank.

James Penny

President
Compound Profit

Micro-ticket Leasing — How to make BIG BUCKS in Leasing
During this session we will define micro-ticket leasing and provide powerful tools and techniques to build a huge residual income. We will cover 1) the company/principals, 2) types of leasing, 3) what is micro-ticket leasing, 4) why micro-ticket leasing, 5) what you can earn, 6) what can be leased, 7) what your role is, 8) how you market micro-ticket leasing, and 9) getting started. We will give away free tools to all attendees.

Advanced Networking — How to Maximize Profits Fast
Learn from the networking master who was instrumental in launching more than 200 factoring businesses and training more than 1,000 cash flow consultants. In this session, you will learn powerful techniques on how you can: 1) get more deals fast, 2) predict what referrals you will get, 3) dramatically increase your profits.

Compound Profit™ is the leader in face-to-face training and internet workshops. The president of Compound Profit, James Penny, has launched, trained, and supported more than0 200 international factoring and equipment leasing companies in the United States, Canada, New Zealand and Australia. James' powerful and proven systems are designed to produce, "The Maximum Velocity of Success™".

Portia Ramassar

Business Development Officer
Paragon Financial Group, Inc.

The 90-Day Fast Track Program to Becoming a Successful Factoring Consultant or Business Development Officer
Most professionals who begin their careers in the factoring business forget the fundamentals they learned in their previous sales careers or may be new in the business and not have had any sales experience at all. The 90-Day Fast Track Program is geared to teach you the right way to become successful in the factoring business whether or not you have had previous sales experience. Learn the skills necessary to become a successful factoring consultant or business development officer in just 90 days.

Portia J. Ramassar has been a sales professional for over 20 years. She began her career in real estate. Later, she traveled extensively throughout the U.S. and many other countries as national and international marketing representative for Dynetech Corp. She is currently a business development officer for Paragon Financial Group, Inc. Her specialties are working with startup companies (staffing, trucking, and security guard) and government contracts.

John "JW" Reed

Business Development Manager
Jhanira Capital Funding

How to Work a Trade Show
This speaker session will focus on identifying and communicating with the right prospects, wearing the proper attire, trade show tools for the consultant, and attending the right trade shows.

Power Networking: Growing through Self-branding
It is important to understand that people come to you, not for what you offer, but because of who you are. Learn how to present yourself in the best possible light and become a presence that is impossible to be overlooked. Get people to see you as the go-to person. Be introduced to essential steps in screening prospects effectively and quickly. Practicing Power Networking: Growing through Self-branding puts you in the lead. Watch your circle of influence grow as you become the industry expert and a first choice.

JW Reed, Jr. has been involved in the finance arena over the past decade as a financial business consultant. In his professional endeavors, JW has assisted companies in their strategic development and has outlined many of their internal and external processes. Currently as the business development manager for Jhanira Capital Funding, JW oversees all funding operations, credit and collections activity, and all legal matters. JW has sat on small factor panels at ACFA conventions and serves on the advisory board of the International Factoring Association (IFA).

Michael Rodetsky

President
Major Financial Services Inc.

You Too Can Generate Tremendous Fees and Repeat Business as a Hard Money Lender/Consultant
How to provide the money to investors for rehabs or rentals when they are outside the system, either with the property or their credit — working with the equity or the value of the security, not the standards of the mortgage business.

Equity-based Private Lending
Learn how to underwrite and purchase existing debt based on the underlying collateral rather than credit. Someone will control the investor loans in your area. Why not you?

Mike Rodetsky has shown his students how they can earn tens of thousands of dollars on an individual transaction by using the skills they have developed in their note acquisition and discounting business, as well as how it can be combined with methods used in private lending.

Chris Scheitlin & Paul Maust

Agent Managers
National Agents Alliance

Defending the American Dream
What if I lose my job — could I lose my house?? What if I am in an accident and can’t work — how can I pay for my mortgage? Come and learn about a special niche product that helps protect families across America from major loss and how to help them learn how they can protect their largest asset for themselves and their family.

Chris Scheitlin is a leader in the mortgage, real estate, and financial services arena with a strong background in mentoring individuals to achieve success. She is an agency manager with National Agents Alliance, providing special niche products that protect families every day.

Paul Maust, agency manager, with National Agents Alliance, has won numerous awards, including number two personal production in 2006 and income ring earner as well. Paul’s prior experience includes financial services and mortgages.

Alec Schibanoff

Director of Marketing and Business Development
LawMax Legal Finance

Basics of Legal Finance: Learn the ABCs of the Newest and Hottest Financial Services Product
Legal finance, or litigation financing or pre-settlement funding as it is also known, is the hottest new product to hit the financial services sector! The total market for lawsuit funding is in the hundreds of millions of dollars, yet current market penetration is very low. For financial services consultants looking to grow their businesses, adding legal finance makes a lot of sense. However, selecting the right legal finance partner is critical to your success, and then you need a fundamental understanding of the dynamics of legal finance. How do you find clients? And how do you get them funded?

Legal Finance Marketing: Finding Lawsuit Plaintiffs Who Need Financing, and Turning Them Into Commission Dollars!
Legal finance is one of the fastest-growing financial products, but finding lawsuit plaintiffs who need funding is the classic needle-in-a-haystack challenge. Effectively marketing legal finance — getting your message in front of exactly the right prospective clients — is a considerable challenge. Learn the proven legal finance marketing programs that work, as well as the cost of each and the return you can expect on your investment.

First Impressions Count! Create an Image for Your Business That Makes Clients Feel Comfortable Doing Business With You
The adage is true: You get one chance to make a first impression. In setting up your financial services business — especially if it's a one- or two-person enterprise — creating a professional and businesslike image is critical. It makes clients feel comfortable, prevents them from shopping around, and generates more referrals. Learn how to create a business image that beams out a professional, client-friendly message!

Alec Schibanoff is the director of marketing and business development for LawMax Legal Finance. Before joining LawMax, Alec ran a successful marketing, sales training, and strategic planning services business. Alec edits the popular Attorney@law and Broker Newsletter e-letters, he teaches seminars for attorneys on how to use legal finance to grow their law practices, he is the author of numerous sales- and marketing-related newspaper and magazine articles, and he is a sought-after speaker and trainer.

Harrison Singer

Capital Funding Group A Division of Capital Asset Funding Inc.

Brokering Delinquent Debt for Fun and Profit
You will learn how to make money from delinquent debt portfolios. Learn how to find it, how to talk the talk, how to gather information, and how to make a profit. Harrison will be joined by Larry and Marilyn Singer in presenting this session.

Harrison Singer is Marilyn and Larry's son who is already starting in the family business. Despite his youth, Harrison has been working with his parents for over four years to help new cash flow consultants identify sources for delinquent debt. He has also been closing deals of his own. One of his short-term goals is to become the youngest Million Dollar Club member ever.

Larry Singer

CEO
Capital Funding Group, a Division of Capital Asset Funding Inc.

Brokering Delinquent Debt for Fun and Profit
You will learn how to make money from delinquent debt portfolios. Learn how to find it, how to talk the talk, how to gather information and make a profit.

You’re In Your Way: Help Yourself to Succeed
You will learn how to turn fears into excitement, get out of the way of your own success, find a way to live your dreams, and be on your way.

Larry Singer is a Master Consultant of delinquent debt and an American Cash Flow Institute visiting instructor. With 35 years in advertising and marketing, Larry is also an adjunct professor at the University of Buffalo in its communications department. Larry and his wife, Marilyn, own Capital Funding Group. He is a member of the Million Dollar Club.

Marilyn Singer

Capital Funding Group, a Division of Capital Asset Funding Inc.

Life Settlements: Benefits for Your Clients and You
Life insurance provides financial solutions to meet various needs of businesses and families. Overtime, however, peoples’ needs change. According to Milliman and Robertson, a leading actuarial consulting firm, 88 percent of all universal life policies never result in a death claim. There is an alternative to having surrendering policies letting them lapse. You will learn ways to help people while adding to your own positive cash flow. Attend our informative session on life settlements and learn who the best prospects are, what is the information needed, what are the best marketing tips and much more. Baby boomers are making this a booming business.

Marilyn Singer worked in marketing and advertising for 33 years but dabbled in real estate on the side, first as a rehabber and then as a buyer of mortgage notes. As she watched the cash flow industry explode, she was intrigued that people could make money through the purchase and sale of bad debt. With her husband, Larry, she has become an expert on the topic and author of Brokering Bad Debt. She is also a Master Consultant for life settlements and a member of the Million Dollar Club.

Eddie Speed

President
Colonial Funding Group, LLC and Founder of NoteSchool

Negotiating to "Yes!"
No matter what your profession, effective communication is fundamental to your success. This is especially true in the cash flow industry, real estate, and other related businesses. Yet all too often, proposals to prospects are met with skepticism or worse. To establish a successful business, you must learn how to convert naysayers into yeasayers — by taking the stress out of "Yes!" Now you can acquire the insights and skills that are necessary for positive negotiations. This session will reveal the techniques and "tricks of the cash flow trade" that turn prospects into clients. You’ll discover how to minimize their concerns while maximizing the perceived value of doing business with you. Worth attending this session? Yes!

Discover Notes — Your Best Opportunity in Real Estate
Seller-financed notes are emerging as the answer to the current crisis in real estate. Property sellers and buyers alike are discovering that notes are an attractive alternative to conventional financing. For increasing numbers of Americans, notes are becoming the only method for purchasing a home. Learn how you can enter this profession at the most opportune time, when demand for seller-financing is about to explode!

Marketing Smarts
You can spend countless hours and waste valuable resources marketing to potential clients who have little intention of doing business with you — and probably never will. Instead, learn insider techniques for finding and targeting those prospects who are most likely to respond to your offers. Once you’ve identified your most viable candidates, you’ll need to know how to market your services to them both efficiently and effectively. Examples of innovative yet proven strategies will demonstrate how you can get the most bang for your marketing buck — and the most bucks from your marketing efforts!

W. Eddie Speed is one of the most successful seller-financing specialists in the country. He is the recipient of the 2006 Industry Achievement Award. The acclaimed author and lecturer has closed more than $500 million in seller-financed real estate notes. Eddie has applied his unique knowledge, insight, and experience to develop innovative techniques for finding note owners and converting them into note sellers. Eddie’s marketing, training, and mentoring programs have elevated hundreds of note brokers, finders, buyers, and consultants to unparalleled levels of success. Eddie is a corporate member of the Million Dollar Club.

Roberta Standen

Vice President
Note Servicing Center

Finding a Gold Mine of Notes in Your Local Market
Learn how to find all the notes you need under your nose. Develop a continual source for notes through the building of strategic alliances. Students will receive outline and sample presentations.

How to Get and Maintain a Positive Winning Attitude
Seven practical steps to maintain a positive winning attitude — the elusive force that keeps entrepreneurs on track regardless of the ups and downs inherent in their career.

Since retiring as president of the Note Servicing Center (formerly North American Loan Servicing), Roberta Standen, with her husband, Tom, founded Equity Holding Corporation, a national firm whose primary function is to be trustee for the North American Realty Service Equity Holding Trust™. She now serves as a member of the board of directors of that firm. Roberta is a 1977 graduate of the REALTORS® Institute and holds the professional designation of equity marketing specialist and diversified cash flow specialist. Her experience includes being a project manager for several major real estate development projects throughout California. Roberta has authored many articles for the cash flow industry and is a frequent speaker and seminar presenter for the National Exchange Counselors, NoteWorthy, and the American Cash Flow Association. She is a member of the Million Dollar Club.

Tom Standen

President
Note Servicing Center and Equity Holding Corporation

Prosper During the Subprime Fiasco Using a Land Trust
Opportunity often swings on the hinges of adversity — explore the opportunity to use a land trust to build wealth through real estate without cash, credit, or competition. No due on sale, transfer tax, or reassessment.

Tom Standen was appointed as president in April 2005 when the firm changed its name to the Note Servicing Center Inc., and modified the business model to broaden the base of subservicing for mortgage, loan brokers, and pension plan providers nationwide. Tom is one of the founding directors of the California Trust Deed Brokers Association. As past vice president of this prestigious organization, he also sat on the board of directors as legislative co-chairman, representing the organization at an advocacy level at the state capital in Sacramento. Tom has been involved in the real estate and mortgage industry since 1976 and in 2002 was inducted into the American Cash Flow Million Dollar Club.

Fred Steinberg

Senior Consultant
Founder B2G Institute

Small Business Strategies for Selling to the US Government
Learn at least 15 simple strategies including elimination of paperwork, credit card sells, eliminating competition and more! The government buys everything from products to services, pays on time, makes financing available, and gives long term contracts. If you own a small business, or want to start one, you can't afford to miss these strategies!

Create a Business by Selling to the US Government
Learn how to start a new business by selling consumable products the US Government needs and pay dollars for. From the picking of the product, obtaining financing and selecting a vendor to buy from, all the way to hooking up the sale to the Feds!

Fred Steinberg is a seasoned cash flow professional and has been an instructor for ACFI for many years. He has trained over 10,000 consultants, written many articles, and is a national speaker in the factoring industry. Fred has founded and run his own factoring company as well as served as the executive vice president of business development for one of the foremost funding sources in the country. He is the founder of the B2G Institute and has successfully helped many businesses to win federal government contracts. He have spoken nationwide to businesspeople wanting to do business with the federal government on behalf of many organizations, and at the National Press Club in Washington, DC to over 2,000 experts.

Bill Tan

President
BT Investments, Inc.

Make Money TODAY!! With Notes
Several specific ways (with examples) to make money in today’s declining real estate marketplace using notes.

Your Elevator Speech – Get Everyone to LISTEN to You and UNDERSTAND What You Do
No matter what your business is, everyone you meet needs to clearly understand what you do. This workshop will provide you with tools to get their attention and provide you with referral leads to make money.

Bill Tan has been a master consultant since 1996 after meeting with Larry Pino and learning of Larry’s vision for the cash flow industry. Bill is the president of BT Investments, Inc. and purchases mortgage-based cash flows nationwide. He loves to teach and derives tremendous pleasure from seeing his students succeed.

Angela Whiteway

CEO
A-1 Note

Use Private Notes, Seller Carrybacks and Your Own Equity to Get Rich in Real Estate in the Best Buying Opportunity of Our Lives!
With the mounting inventory of unsold real estate, REOs and lenders willing to negotiate short sales discounting their mortgages $100,000-$200,000 and more, now is the time to BUY! Given the current credit crunch you'll need to use your imagination and come up with some creative ways to purchase the asset known for creating more millionaires than any other.

Angela Whiteway was born and raised in Massachusetts. After moving to California in 1980, she began studying real estate finance and escrow, and obtained her real estate license in 1981. In 1984 she became an escrow officer facilitating the exchange of real estate for money, and in 1991 became active in the note industry. After seven years of working alongside some of the most experienced individuals in the note business, Angela opened the first note processing company. She was inducted into the Million Dollar Club in May 2000 after handling the transfer of more than $7,000,000 worth of notes in her first year.

Joshua Wander

Director of Acquisitions
Structured Asset Funding

How to Broker a Structured Settlement Transaction
A brief description of the structured settlement industry and a thorough tutorial on how to originate and close structured settlement transactions.

Josh Wander has served as Director of Acquisitions for over 4 years at Structured Asset Funding: a Finance company specializing in the acquisiton of Structured Settlements in the secondary marketplace. In that time, SAF has grown to be the preeminent leader in Structured Settlement Acquisition in both the wholesale and retail markets. Josh is a graduate of the University of Florida's Warrington College of Business and has a bachelors of science degree in finance.

Joe Winegardner

President
3W Internet Corp.

Mortgage Acceleration: How You Can Make a Lot of Money
Mortgage acceleration is an exciting phenomenon that is sweeping across the country and is the most advanced moneymaking homeowner equity producing system ever created for the American household. Imagine paying off your mortgage in one-third of the time without changing your lifestyle or spending.

Mortgage Acceleration and Factoring: A Marketing Recipe That Works
Factoring and mortgage acceleration both increase profitability for any business that has accounts receivable and a mortgage. A successful marketing campaign begins by educating the prospect on how profits can be increased by eliminating working capital investment and using positive cash flow to pay off the mortgage.

Joe Winegardner is the founder and president of the 3W Internet Corporation, a leading Internet company that specializes in Profitability Analysis, which serves as a resource for marketing factoring services. He is an entrepreneur, a marketing provider for factoring financial professionals, and a regular contributor to various publications. Before founding the company 10 years ago, Joe was a distinguished computer engineer who designed his first microcomputer in 1971.

Hugh Zaretsky

Real Estate Investor
Royal Empire Investments, Inc.

Condotels: Put your Real Estate Investments on Steroids!
This is a simple way to invest in real estate and get free vacations for the rest of your life! Discover how you can buy turnkey, resort-quality investments with only a small down payment. Generate a second income while working as little as 10 minutes-per-month.

Student Housing — the Untapped Gold Mine of Continuous Revenue Streams
Learn how to make consistent cash flow around colleges and universities in your area or wherever your child attends school. Discover the five secrets to successfully filling your properties with the "right" college students. Generate a second income and/or have other college students pay for your child’s education.

Hugh Zaretsky is a full time real estate investor and professional speaker. He continues to run a successful real estate investment business while training more than 1,000 real estate investors all across the United States. He began his career in corporate America before finding his path to financial freedom. Hugh began investing in real estate during his corporate career and was one of the founding members of Royal Empire Investments (REI). REI invests in properties throughout the United States as well as internationally.